FEATURED PROGRAM

2-1 BUYDOWN

With this program, homebuyers can reduce their initial mortgage payment for the first two years by getting a seller's concession to pay an upfront fee. This allows them to save money each month and potentially make their dream of homeownership a reality

Did You Know?

Year 1: Interest rate is reduced by 2%

Year 2: Interest rate is reduced by 1%

Year 3 and forward: Note rate applies

Loan types: Conventional, VA and Smart Series (Non-QM) up to 3/2/1 buydown allowed

FHA and USDA up to 2/1 buydown allowed

Fixed Rate Products Only

Purchase Transactions Only

1-4 Units Primary Residence & Second Home

Manufactured homes ineligible

*Only for qualified borrowers  

*This is not a commitment to lend. 

*Guidelines and minimum requirements are subject to change without notice. 

*Not all applicants will qualify for financing.   

Man With silhouette of house in the Background

WHY CHOOSE CITY LENDING INC?

We guarantee excellent customer service and assistance for you. Your home is our priority, and your happiness our mission. We’ll ensure the entire experience is a memorable, so that you may experience continue the joy of homebuying. Your experience will be so positive that you will fell excited to tell family members and friends about us.

Our customers become family.

GET STARTED

GET PRE-QUALIFY TODAY