Why Choose an USDA Loan?
Zero Down in Eligible Areas
Buy with no down payment in designated rural and suburban communities.
Affordable Monthly Costs
Low mortgage insurance and competitive rates keep payments manageable.
Supports Low-to-Moderate Income Buyers
Designed for families who meet local income and property eligibility.
All products
We have the loans to achieve your goals.
USDA
•100% Financing
• Only for properties located
in rural areas
• Minimum credit score
required 580 (FICO)
• 0% down payment only in
rural areas
City Lending Inc. is not affiliated with or acting on behalf of or act the direction of the USDA or the Federal Government