FEATURED PROGRAM

Crédito de renovación de FHA

Do you want to change that rusty kitchen? Upgrade your bath or just rebuilt your living room? We know that you may not like some spaces of your new home at first, but we help you change that with our 203K Loan Program.

Did You Know?

The FHA 203k Rehabilitation Loan Product is a mortgage loan insured by the Federal Housing Administration, or FHA. With this loan you can make home improvements on a new house, make simple upgrades like a kitchen or bath for a home you already own, or completely reconstruct an unlivable property. A 203k Rehabilitation loan can even be used to tear down an existing structure and rebuild using some portions of the existing foundation.

The FHA 203k Rehabilitation Loan Product is a mortgage loan insured by the Federal Housing Administration, or FHA. With this loan you can make home improvements on a new house, make simple upgrades like a kitchen or bath for a home you already own, or completely reconstruct an unlivable property. A 203k Rehabilitation loan can even be used to tear down an existing structure and rebuild using some portions of the existing foundation.

No Overlays: We will underwrite based on FHA Guidelines.

Flexible Rehabilitation: Close before home rehabilitation is complete and no mortgage payments until rehabilitation is complete.

Low Down Payment: 3.5% down payment for 640+ FICO, 10% down payment for 580+FICO.

High DTI OK: Max DTI of 55% for 640+ FICO. Only for primary residences.

*All overlays herein are subject to change without notice.*

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WHY CHOOSE CITY LENDING INC?

We guarantee premium customer service and assistance for you. Your home is our priority, and your happiness our mission. We’ll ensure the entire experience is a memorable one that will continue the joy of homebuying. We are so sure that you will have a pleasant experience that you will feel excited to tell family members and friends about us.

At the end, most of our customers become family.

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