FEATURED PROGRAM

FHA Loan

Are you a first time buyer and worried about saving enough money towards your down payment? Then an FHA Loan might be the one for you. To qualify for a FHA Loan mortgage, only a 3.5% down payment is required of the total purchase value.

At City Lending Inc, we assist you throughout the entire process of becoming a homeowner.

Did You Know?

For lenders, The Federal Housing Administration insures FHA loans, protecting lenders from possible financial risk.

For homebuyers, FHA Mortgages have lower down payment requirements and can be easier to qualify for than a conventional loan.

Private lenders, like City Lending Inc. are in charge of providing these loans. FHA loans require both, upfront and monthly insurance payments. The FHA also places some limits on mortgage amounts, which it may vary upon county locations.

For lenders, The Federal Housing Administration insures FHA loans, protecting lenders from possible financial risk.

For homebuyers, FHA Mortgages have lower down payment requirements and can be easier to qualify for than a conventional loan.

Private lenders, like City Lending Inc. are in charge of providing these loans. FHA loans require both, upfront and monthly insurance payments. The FHA also places some limits on mortgage amounts, which it may vary upon county locations.

In-House Underwriting

No Overlays: We underwrite based on FHA guidelines.

No Tax Returns: Wage earners will only be required to provide 2 years W2’s and a paystub from the previous 20 days

Low Down Payments: 3.5% for 640+ credit scores

High DTI OK: 56.9% max DTI with 640+credit score

*All overlays herein are subject to change without notice.*

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WHY CHOOSE CITY LENDING INC?

We guarantee excellent customer service and assistance for you. Your home is our priority, and your happiness our mission. We’ll ensure the entire experience is a memorable, so that you may experience continue the joy of homebuying. Your experience will be so positive that you will fell excited to tell family members and friends about us.

Our customers become family.

GET STARTED

GET PRE-QUALIFY TODAY