ITIN Mortgage Loan

Our ITIN Loan Product is ideal for foreigners or aliens who do not have proper documentation or a Social Security Number.

ITIN Mortgage Loan Guidelines

The ITIN mortgage loan has more specific requirements compared to other loan programs. Learn more below to see if you can use this option to your advantage when purchasing a home.

10% Down Payment

Step into your new home with a 10% down payment.

2 Years Tax Returns

This program requires 2 years tax returns and 2 months bank statements.

43% Max DTI

Your debt-to-income ratio should be no more than 43%.

Overview of the ITIN Loan

Individual tax identification number or ITIN Number Loan Product is for foreigners or aliens who do not have proper documentation or a Social Security Number. Borrowers must provide a legal ability to work in the United States.

In addition to this program, the property must be owner occupied. The loan for the property must have a minimum loan size of $150,000. As mentioned above the purchaser must bring 2 years worth of tax returns and 2 months worth of bank statements.

The maximum debt to income ratio should be no more than 43%. And the borrowers should have a current and valid foreign passport.

Benefits of the ITIN Loan

There are additional pros of going with this program when purchasing your home.

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Ready To Pre-Qualify for The ITIN Loan?

One of our mortgage experts will let you know if this program is right for you and how much home you qualify for.