Easier to qualify,
less money down.

Own your dream home with less money down with a

Conventional Loan

Let us help you

    Pros of

    Conventional Loan

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    Down Payment
    as low as 3%?

    A lot of people think they need 20% down to get a house and that’s not the truth. You can
    put as little as 3% down to buy a house

    There’s one for

    Conventional loans are the most popular
    type of mortgage because they’re affordable and available to almost everyone.

    Keep your monthly payment low and get rid of PMI

    The best way to keep your monthly payments low is to get rid of PMI. With a conventional loan, you may be able cancel it later for no cost

    Reliable, affordable, and low-risk.

    You know the saying — “Slow and steady wins the race”? Well, a conventional loan is one of the safest routes you can take on this home buying journey. Conventional loans come with low fixed-interest payments that won't change over time. If a fixed interest rate is what you’re looking for, a conventional loan is for you.

    What do you
    need to apply?

    Conventional loans are the easiest way to finance your home because they don’t have any fancy requirements. That means you can get a monthly payment that fits your budget and use your savings for other things.


    ITS NOT!

    Home purchase

    About City

    We are your trustworthy source for home financing. We’ve been helping families achieve the dream of homeownership for more than 8 years. We focus on giving premium communication and service to our clients and also to provide solutions that will help them get the house of their dreams.

    Our years of experience and competitive team has led us to perfect our processes so that a loan takes approximately 23 days to funding (Other lenders take 33 days on average).

    Be the first to make an offer for your dream home - Get fast funding - Have a stress-free loan process

    More than $ 4 million invested in housing last year

    More than 1.400 families helped in 2021

    More than 30 certified loan officers to help you

    What other clients

    say about us...

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    Your dream of owning a home is just a few
    clicks away.

    Whether you're buying your first
    home or looking to move to your
    dream city, we'll help you find the
    right financing option.

    City Lending, Inc. © 2019. ALL RIGHTS RESERVED | 703.239.7700 NMLS ID:1045126

    City Lending, Inc. is a licensed mortgage company, with its main office located at 8150 Leesburg Pike, Suite 405, Vienna, VA 22182. NMLS Unique Identifier #1045126. ( NMLS Consumer access is a free service for consumers to confirm that the financial-services company or professional with whom they wish to conduct business is authorized to conduct business in their state. Disclaimer for New York State residents: This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the state of New York can be facilitated through this site.


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