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A low-down payment fit for
first-time buyers.

Own your
home sooner
with an FHA loan

We can help you


    Is the FHA loan
    right for me?

    Have you been having issues building a solid credit score?

    Don’t spend more time trying to raise a 600+ credit history. Even though a conventional mortgage demands a credit rating of 620—a magic number that might seem impossible to reach—establishing a solid credit history or making on-time payments might be difficult. You can apply for an FHA Loan if your credit rating is as low as 580.

    Do you have trouble saving for a down payment?

    You can make a down payment as small as 3.5 percent with a credit score of at least 580. If your credit rating is between 500 and 579, you may still apply for an FHA-backed loan, but your down payment may be higher.

    Are you ready to stop renting?

    Instead of continuing to rent while trying to save more money or improve your credit score, FHA loans make owning a home a reality sooner. With an FHA loan, you can begin building equity right away.

    If the answers to the previous
    questions were yes…

    The FHA Loan is for you!

    About City Lending

    We are your trustworthy source for home financing. We’ve been helping families achieve the dream of homeownership for more than 8 years. We focus on giving premium communication and service to our clients and also to provide solutions that will help them get the house of their dreams.

    Our years of experience and competitive team has led us to perfect our processes so that a loan takes approximately 23 days to funding (Other lenders take 33 days on average).

    Be the first to make an offer for your dream home - Get fast funding - Have a stress-free loan process

    More than 1.400 families helped in 2021

    More than $ 4 million invested in housing last year

    More than 30 certified loan officers to help you

    What other clients

    say about us…

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    Ready to be a
    homeowner?

    Find out more about FHA
    loan here.

    City Lending, Inc. © 2019. ALL RIGHTS RESERVED | 703.239.7700 NMLS ID:1045126

    City Lending, Inc. is a licensed mortgage company, with its main office located at 8150 Leesburg Pike, Suite 405, Vienna, VA 22182. NMLS Unique Identifier #1045126. (www.nmlsconsumeraccess.org). NMLS Consumer access is a free service for consumers to confirm that the financial-services company or professional with whom they wish to conduct business is authorized to conduct business in their state. Disclaimer for New York State residents: This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the state of New York can be facilitated through this site.

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