You will meet with your loan officer and he will review your document and inform you how much you qualify for. You can go look houses right away. Keep in mind that your loan will be submitted to underwriter and you will have a formal approval within a week.
After you meet with your loan officer and sign proper disclosures, your loan application will be submitted to processing where we will verify your job and prepare the loan for underwriting.
Our Underwriter will review your documents and issue a conditional loan approval, loan officer will work with the borrower to clear all conditions listed on the loan approval and deliver the loan for closing on the schedule date
Our closing department will work with the title company to make sure your closing documents are been delivered on time.