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No overlays: We underwrite based on Freddie Mac and Fannie Mae Guidelines
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Low Down Payments: 3% down for 620+ Fico.
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High DTI OK: 50% Max DU and 45% Max LP
Did You Know?
Our "conventional" loan is ideal for those looking to buy their first home and for those clients who have a good credit score, but don’t have enough money for the down payment. With this loan, you can purchase the property with a 3% down payment. The loan made must be within the loan standards established by Fannie Mae and Freddie Mac.
Our "conventional" loan is ideal for those looking to buy their first home and for those clients who have a good credit score, but don’t have enough money for the down payment. With this loan, you can purchase the property with a 3% down payment. The loan made must be within the loan standards established by Fannie Mae and Freddie Mac.
*Only for qualified borrowers
*This is not a commitment to lend.
*Guidelines and minimum requirements are subject to change without notice.
*Not all applicants will qualify for financing.

WHY CHOOSE CITY LENDING INC?
We guarantee excellent customer service and assistance for you. Your home is our priority, and your happiness our mission. We’ll ensure the entire experience is a memorable, so that you may experience continue the joy of homebuying. Your experience will be so positive that you will fell excited to tell family members and friends about us.
Our customers become family.
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GET PRE-QUALIFY TODAY