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Privacy Policy *

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Privacy

We take our clients’ financial privacy very seriously. During the course of processing your application, we accumulate non-public personal financial information from you and from other sources about your income, your assets, and your credit history in order to allow a lender to make an informed decision about granting you credit. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

We collect nonpublic information about you from the following sources: (i) information we receive from you on applications or other forms; (ii) information about your transactions with us, our affiliates, or others; and (iii) information we receive from a consumer reporting agency.

We do not disclose any nonpublic information about our customers or former customers to any third party, except as permitted by law.

Licence States

Disclosures And Licenses

City Lending, Inc Disclosures And License Information

City Lending, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income
may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC,
20580.

City Lending, Inc State Disclosure Requirements

City Lending, Inc. is a licensed mortgage lender. *The following states require disclosure of licensing information.* (If your state is not listed, it doesn’t require a specific license disclosure):

  • California – Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. – License/Registration #: 41DBO-59133
  • Colorado, Mortgage Company Registration
  • District of Columbia, Mortgage Dual Authority License – License/Registration #: MLB1045126
  • Florida, Mortgage Broker License – License/Registration #: MBR1935
  • Florida, Mortgage Lender License – License/Registration #: MLD1429
  • Illinois, Residential Mortgage License – License/Registration #: MB.6761423
  • Indiana-DFI, Mortgage Lending License – License/Registration #: 40795
  • Maryland, Mortgage Lender License – License/Registration #: 21056
  • New Jersey, Residential Mortgage Lender License
  • Pennsylvania, Mortgage Lender License – License/Registration #: 70432
  • Tennessee, Mortgage License – License/Registration #: 164244
  • Texas – SML, Mortgage Banker Registration
  • Virginia, Broker License – License/Registration #: MC-5740
  • Virginia, Lender License – License/Registration #: MC-5740
  • Washington, Consumer Loan Company License – License/Registration #: CL-1045126
  • West Virginia, Mortgage Lender License – License/Registration #: ML-35709
  • West Virginia, Mortgage Broker License – License/Registration #: MB-35708

In Texas – CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N.
LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov.

If you have any further questions you may reach us at info@citylendinginc.com