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Get the home of your dreams with a
Hassle-Free Loan
Hassle-Free Loan
With my wide range of mortgage solutions to help you purchase the home of your dreams in Texas. My team of experienced mortgage professionals are here to assist you every step of the way.
Unlock your
home-buying potential
in Texas.
home-buying potential
in Texas.
Purchasing a home in Texas can be daunting, but don’t worry—you’re not alone! I´m here to guide you every step of the way. With my deep understanding of the Texan housing market and range of mortgage solutions, you can unlock your potential and make your dream of owning a home in Texas a reality.
Find the perfect mortgage for your needs.
When it comes to buying a home in Texas, you need a mortgage that fits your unique financial situation. I can help you choose from a wide range of mortgage solutions— from fixed-rate and adjustable-rate Conventional loans to government-backed options like FHA, VA, and USDA loans. Make sure you get the right loan for your needs today.
Get into your dream
home with a low down
payment.
Your dream home should be within
reach! I have many low down payment
mortgage loans to help you get into
the perfect house.
3-2-1 BUY DOWN
Interest Rate
Regular Payment
Payment with 3-2-1 Buydown
Monthly Subsidy
#of payments
Annual Subsidy payments
2-1 BUY DOWN
Interest Rate
Regular Payment
Payment with 2-1 Buydown
Monthly Subsidy
#of payments
Annual Subsidy payments
1-1 BUY DOWN
Interest Rate
Regular Payment
Payment with 1-1 Buydown
Monthly Subsidy
#of payments
Annual Subsidy payments
1-0 BUY DOWN
Interest Rate
Regular Payment
Payment with 1-0 Buydown
Monthly Subsidy
#of payments
Annual Subsidy payments
What other clients
think about me
Find the perfect
loan for you!
loan for you!
If you are a first-time homebuyer, these two loan programs could be the right ones for you. It all depends on your financial situation and your expectations and desires for the purchase of your home.
FHA vs Convencional
FHA
Conventional
Minimun Down Payment
3.5%
3%
Minimun Credit Score
580+
620+
Maximum debt to income ratio
56.9%
50%
About me…
I’m licensed throughout the great states of Texas, Colorado, and Florida! Whether you’re looking to buy a home or considering a refinance, I would be truly honored to help you!
I’ve lived in the far north region of Dallas for over 35 years, so I call this region home! Although I received my bachelor’s in Chemistry, I discovered my passion for helping people in Real Estate and Mortgage while earning my MBA at Southern Methodist University. For several years, I’ve been blessed with the opportunity to help others with their home purchases—an event that many of us will only experience once or twice in our lives! I’m also a proud parent to three wonderful children (Robert, Mason, and Catherine) who motivate me each and every day.
I could not be more thrilled to be associated with City Lending, Inc, where our innovative approach to mortgage lending allows me to help people in ways other lenders cannot. I am here to be YOUR personal consultant on this very big investment and help you at every step of the way.
Let City Lending
guide you towards
homeownership.
guide you towards
homeownership.
CORPORATE OFFICE
877-204-8191
info@citylendinginc.com
8150 Leesburg Pike,
Suite 405, Vienna, VA
City Lending, Inc. © 2023. ALL RIGHTS RESERVED | 703.239.7700 NMLS ID:1045126
City Lending, Inc. is a licensed mortgage company, with its main office located at 8150 Leesburg Pike, Suite 405, Vienna, VA 22182. NMLS Unique Identifier #1045126. (www.nmlsconsumeraccess.org). NMLS Consumer access is a free service for consumers to confirm that the financial-services company or professional with whom they wish to conduct business is authorized to conduct business in their state.
