Conventional Loan Under Harp Program

Do you owe more on your current conventional loan than the appraised value of your home? Your best option will be the conventional loan under the HARP program. HARP enables borrowers with little or no equity to refinance into a more affordable mortgage.

Did You Know?


The conventional loan under the HARP program was introduced in March of 2009.

The Home Affordable Refinance Program (HARP) is a federal refinance program targeting underwater homeowners. First announced in March 2009, HARP is designed for homeowners who are current on their mortgage payments, but who haven't been able to refinance because they have limited equity, no equity or negative equity in their homes.

Last 2 years w2 (Or 2 years taxes if self employed) 

Valid ID

60 days bank statement, last 30 days paystubs (P&L if self employed)

Current Mortgage statement (If refinance) 


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