Get 100% financing with
no down payment.

We’re here to help you make homeownership a reality. This loan offers 100% financing with no down payment so we can get you into your dream home without any credit problems.

Easily qualify for an affordable home
loan with no income restrictions.

If you don’t have the cash to put down on a traditional mortgage, then TAX ID 100% is the answer. With no restrictions on household income and minimal credit score requirements, you can get a mortgage even if you’re just starting out.

Apply today to talk with an expert.

Even if you think you can’t qualify because of debt

Don’t let debt stop you from being a homeowner. With the tax id 100% program you may be able to qualify with a DTI of 55% max. Even if you have debt like credit cards or student loans, if you can demonstrate you can afford a monthly payment you may be able to buy your home.

Everyone deserves a chance
to be a homeowner

TAX ID 100% fill the gap for Americans seeking homeownership that would otherwise be locked out. It provides financing to college graduates, first time home buyers, small business owners, gig workers, those with student loans and ITIN borrowers.


Keep renting and keep waiting for a market to rebound. Buy now with TAX ID 100% and start building equity now! 

Who is 
this for?

If you don’t qualify for a traditional home mortgage but have the cash flow to make your payment, then the TAX ID 100% loan may be perfect for you.

Traditional home loan
VS TAX ID 100%



Why City Lending?

About City Lending

Our years of experience and competitive team has led us to perfect our processes so that a loan takes approximately 23 days to funding (Other lenders take 33 days on average).

Be the first to make an offer for your dream home – Get fast funding – Have a stress-free loan process. We are your trustworthy source for home financing. We’ve been helping families achieve the dream of homeownership for more than 8 years.

We focus on giving premium communication and service to our clients and also to provide solutions that will help them get the house of their dreams.

More than $ 4 million
invested in housing last year

More than 1.400 families helped in 2021

More than 30
certified loan officers to help you

What other clients say
about us…

City Lending, Inc. © 2022. ALL RIGHTS RESERVED | 703.239.7700 NMLS ID:1045126

City Lending, Inc. is a licensed mortgage company, with its main office located at 8150 Leesburg Pike, Suite 405, Vienna, VA 22182. NMLS Unique Identifier #1045126. ( NMLS Consumer access is a free service for consumers to confirm that the financial-services company or professional with whom they wish to conduct business is authorized to conduct business in their state. Disclaimer for New York State residents: This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the state of New York can be facilitated through this site.


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