FHA Loan

Are you a first time buyer and don´t have enough money towards your down payment? Then an FHA Loan might be the one for you. To qualify for a FHA Loan mortgage, only a 3.5% down payment is required of the total purchase value. Here at City Lending Inc, we assist you throughout the entire process if you want to become a homeowner.

Did You Know?

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No social Security is Needed for a FHA Loan

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FHA Loans accept Gift towards the 3.5% down payment.

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It emerged in 1934 to facilitate home financing during the Great Depression.

The Federal Housing Administration insures the FHA loan and it protect lenders from a possible financial risk.

FHA Mortgages have lower down payment requirements and it may be easier to qualify for than a conventional loan.

Private lenders are in charge of providing these loans. FHA loans require both, upfront and monthly insurance payments. The FHA also places some limits on mortgage amounts, and it may vary upon county locations.

In-House Underwriting

No Overlays: We underwrite based on FHA guidelines.

No Tax Returns: Wage earners will only be required to provide 2 years W2\'s and a paystub from the previous 20 days

Low Down Payments: 3.5% for 640+ credit scores

High DTI OK: 56.9% max DTI with 640+credit score

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WHY FHA LOAN WITH CITY LENDING INC?

Specialized Loan Officers

Our officers are highly qualified and certified; they will be pleased to assist you.

Relax, we got your back

Let us do all the work. We will guide and help you at all times.

Make your dreams come true

Start today and don´t wait any longer. In City Lending Inc we work for YOU

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